Our Process

We have already solved what you haven’t thought of yet. We do not try to be all things to all people, but rather be everything to a select group of the right people. We specialize in working with people who are within 5 years of their retirement date and have accumulated $500,000 or more in retirement assets.


  • The Coffee Date
  • The Exchange
  • The Lab
  • The Delivery
  • Implementation & Continuation


The Coffee Date

This initial meeting is simply about getting acquainted. It’s your opportunity to tell us where you’ve come from and where you want to go. A no strings attached session for us to decide if we are a good fit and if HWM is the right guide for your financial journey. 


The Exchange

Wouldn’t it be nice to gather all those old financial documents and have SOMEONE ELSE sift through them? Leave them with us, and we’ll do the heavy lifting!


The Lab

Our firm will get to work in our lab ensuring that no stone is left unturned. We will review, analyze, and assess your current financial situation from A to Z.


The Delivery

We are often told that this step is the most enlightening in the process. This is where the true depth of our work is spotlighted. Here are examples of what we can deliver.


  • Retirement Goal and Income Plan
  • Investment Plan
  • Taxation Review
  • Legacy Plan
  • Social Security Optimization
  • Medicare and Long-Term Care


Implementation & Continuation

This is where we help walk you through your options and address the implementation of your plan. The final step is transferring the management from your current advisor to our team. At this point we proactively address your needs before you even think of them, and ensure you are treated like family. Because we are highly selective on who we work with, we are able to deliver a Ritz-Carlton experience to a select group of families and business owners.


30 Day Check-In

You can be as involved in your wealth plan as you’d like thanks to the Client Experience. The portal lets you access all your accounts in one place, so you can easily view your plan and track your progress.


90 Day Check-In

Once your wealth plan is in motion, we reach out after 90 days to check in on your goals, evaluate your plan, and make sure your money is working in your best interest. Having a plan is a start – but we help ensure that the plan is in motion and stays in motion.


Yearly Check-In

Early retirement? European vacation? No matter what your idea of “true wealth” is, we will meet with you annually to develop a personalized wealth plan to help you pursue your goals.